

British Columbia business insurance
Business insurance built for British Columbia
British Columbia businesses face diverse risks, from property damage and business interruption to liability, cyber threats and equipment breakdown. Navacord’s local advisors assess your operations, priorities and risk tolerance, then compare insurance options to build a practical program. We can help create a comprehensive commercial insurance package that brings together the coverage your business needs, which may include commercial property, general liability, professional liability, cyber, commercial auto and more. You receive responsive local service backed by national strength, industry expertise and strong market relationships.

British Columbia personal insurance
Personal insurance tailored to life in British Columbia
Your insurance should reflect how you live, from your home and vehicles to recreation and travel. Navacord’s British Columbia advisors assess your lifestyle, priorities and budget, then compare options for home, condo, tenant, auto, travel, watercraft, recreational vehicle, umbrella liability and private client coverage. Our advisors are happy to explain limits, deductibles and exclusions clearly and adjust your protection as your needs change. Our teams offer practical local guidance backed by Navacord’s national network.
Why choose Navacord
A different approach to insurance
National strength and local expertise, delivered from coast to coast.
- 150+
Offices across Canada
- 5000
Insurance and financial services professionals
- 1100
Canadian employee shareholders working in our business

British Columbia benefits and financial services
Benefits and financial strategies for British Columbia organizations
Navacord advisors help British Columbia employers, business owners and individuals develop benefits and financial strategies aligned with their people, priorities and long-term goals. Our group benefits advisors and financial specialists bring decades of experience serving organizations of all sizes across the province. As an extension of your team and a trusted advisor, we deliver cost-effective solutions tailored to your organization and employees, from wellness programs and group benefits to retirement and financial planning. By combining local insight with national resources, we regularly review and adapt your programs as needs evolve, helping you make informed decisions and build lasting resilience.
Industry coverage
Specialized expertise in industries across British Columbia
Explore the leading industries we specialize in, supported by dedicated local teams across British Columbia who understand regional opportunities, emerging risks and sector-specific challenges. Our deep industry expertise helps businesses access tailored insurance solutions, expert guidance and responsive support as risks and needs evolve.
- Construction

Construction
Contractors, builders and developers can manage project, property, liability and contractual risks with construction, builders’ risk, wrap-up liability and surety coverage.
- Marine

Marine
Specialized marine coverage protects vessels, cargo, terminals and operations from physical damage, liability, environmental exposures and costly delays.
- Real estate

Real estate
Property owners, developers and managers gain protection for property, liability, tenant and business interruption risks across diverse real estate portfolios.

Hospitality
Tailored coverage enables hotels, resorts, restaurants and tourism operators to address property, liquor liability, guest safety, weather and business interruption risks.

Natural Resources
Natural resources businesses can protect their people, property, equipment and operations with tailored coverage for environmental liability, business interruption, transportation and more.

Forestry
Forestry operations benefit from practical coverage for property, equipment, environmental and interruption risks, including remote sites, specialized machinery and regulatory requirements.
Managing business disruption
Local relationships. Broader possibilities.
Work with advisors who understand British Columbia and can draw on national resources, specialized expertise and strong insurer relationships.

Expertise close to home
Local advisors understand your community, industry and regional risks, providing relevant guidance and responsive, relationship-driven service.

Choice across insurance markets
Strong market relationships help us compare coverage options and develop the best protection for your needs.

Support as your needs evolve
Specialized capabilities and national scale support changing risks, complex requirements and growth within British Columbia and beyond.
Specialty programs
Our specialty programs provide targeted coverage for British Columbia associations, professions, businesses and community groups. Built around shared risks and sector requirements, these solutions combine focused expertise, practical protection and exclusive access to coverages customized to participating organizations.
