Cultivating the specialized coverage you need
Forestry businesses face complex risks, from felling trees and transporting logs to processing raw materials at mills. Our forestry insurance specialists bring deep industry knowledge and experience to build insurance programs tailored to your operations.
Specialized sector expertise
Deeply rooted in forestry industry knowledge
As industry-focused forestry brokers, we understand the risks, exposures, markets and claims that shape your industry. From forest firefighting liability to coverage for operations, stock and cargo, we help build cost-effective insurance programs designed around your business.
Risk management support
Coverage as diverse as the forest
Our team of trusted advisors can help you:
- Prevent accidents
- Protect your equipment and property
- Define your risk tolerance level
- Optimize your insurance program structure, coverage and total cost of risk
We offer a specialized insurance program built for forestry contractors. In addition to common commercial coverages, forestry-specific options can be tailored to meet the needs of your business.
Who we help
Backed by decades of experience, our forestry team brings deep knowledge of the forestry and wood products sector. Navacord is a trusted brokerage partner for forest product companies, offering practical, forward-thinking insurance solutions for a complex risk category.
Protect operations from fire, equipment breakdown, wood dust exposure, liability claims, and costly production interruptions.
Coverage supports specialized manufacturing processes, product liability exposures, equipment risks, and supply chain disruptions.
Insurance protects harvesting operations, contractors, mobile equipment, transportation exposures, and environmental liabilities.
Addresses complex property, machinery, business interruption, environmental, and product liability risks.
Coverage helps safeguard inventory, transportation, product liability exposures, and fluctuations across the distribution chain.
Protects forestry managers from environmental, operational, contractual, and professional liability risks across managed lands.
Our forestry insurance expertise
Sawmills and wood-products businesses face severe, interconnected risks, where fire, combustible dust, equipment breakdown, natural catastrophes or supply-chain disruptions can quickly lead to significant operational losses. We provide specialized insurance, risk management and claims support across the wood products supply chain.
Protect mills, facilities, stock, equipment and infrastructure from fire, weather events, and other significant losses.
Identify operational vulnerabilities and develop strategies to minimize downtime and accelerate recovery after losses.
Protect logging contractors, mobile equipment, specialized machinery, and operational assets critical to forestry operations.
Address product liability exposures with tailored coverage solutions designed specifically for forest product manufacturers.
Support safer operations through site surveys, property loss-control planning, fire protection reviews, combustible dust assessments, and thermal imaging programs. We can also coordinate specialist equipment and manufacturing property appraisals to help reduce loss exposures.
Provide hands-on claims guidance, helping organizations navigate complex losses and achieve timely, fair resolutions.
Coverage designed for forestry
Key forestry insurance coverages
Your insurance program should reflect the needs of your business. Common forestry insurance coverages for contractors and businesses include:
- Property insurance
Property insurance
Helps protect your premises, furniture, equipment, tools, inventory and other business-owned property.
- Stock throughput insurance
Stock throughput insurance
Provides coverage for stock and inventory as it moves through transit, storage and processing, helping protect raw materials, work-in-progress and finished products from loss.
Forest firefighting liability
This provides coverage for liability claims related to forest fire fighting expenses.
Products & completed operations coverage
This provides coverage for liability claims related to wood product defects or deficiencies.
Pollution liability
This is coverage for liability claims related to environmental pollution such as fuel dispensing systems, wood manufacturing facilities near rivers and logging contractor fuel tanks.
- D&O / employment practices liability
D&O / employment practices liability
Helps protect corporate directors and officers, as well as employment-related exposures. This coverage can be especially important for organizations involved in high-hazard operations such as wood product manufacturing.
- Cyber insurance
Cyber insurance
Provides protection if your business experiences a data breach, cyberattack or system disruption that affects operations.
Alternative risk solutions
Forestry businesses face a range of operational, environmental and catastrophe-related risks that may not always fit within conventional insurance programs. Alternative risk solutions can provide additional flexibility, helping organizations strengthen their risk financing strategy and improve resilience.
Captives insurance
This solution for manufacturers offers control over insurance costs, tailored coverage, and potential for profit retention. Our team can support your organization through the entire process of establishing a captive.
Parametric insurance
This provides quick and straightforward payouts based on predetermined triggers, such as wind speed or earthquake magnitude, rather than actual loss assessments.
FAQs for forestry insurance
Forestry insurance is designed for businesses across the wood products supply chain, including sawmills, logging contractors, remanufacturers, pulp and paper mills, lumber distributors and land management operations.
Coverage can help protect against risks such as fire, equipment breakdown, business interruption, cargo and stock losses, environmental liabilities, product liability claims and cyber incidents.
Working with a forestry insurance advisor can help identify operational vulnerabilities, improve loss prevention practices and build a recovery plan to minimize downtime after a claim.
Yes. Forestry insurance can include protection for logging contractors, mobile equipment, specialized machinery, tools and other operational assets that are critical to forestry work.
A specialized forestry insurance team can provide hands-on claims advocacy, helping organizations navigate complex losses, coordinate next steps and work toward timely, fair resolutions.
