Helping your business recover and move forward
Business interruption insurance is an essential risk management solution for organizations across all industries. It helps provide the financial support needed to recover after a covered disruption, so your business can continue meeting payroll, paying bills, and maintaining operations during a crisis. This coverage can also provide added confidence to employees and shareholders by helping protect business income in the event of a severe weather or other insured disaster.
Coverage that helps your business stay resilient
Business interruption solutions to keep your company running
Business interruption insurance can be tailored to your organization’s needs. Depending on your policy, coverage may include support for lost income, additional operating costs, and disruptions involving key suppliers, partners, or government-mandated closures.
Business income coverage
Replaces lost income and covers ongoing operating expenses if your business must temporarily close due to a covered loss.
Extra expense coverage
Covers additional costs required to keep operations running after a covered loss, such as renting a temporary location or securing alternate equipment.
Contingent business interruption coverage
Provides support when a key supplier, customer, or business partner experiences a covered disruption that affects your operations.
Civil authority coverage
May help your business recoup losses when access to your premises is restricted by a government order, such as a mandatory evacuation.
Managing business disruption
Expert support for business continuity and recovery
Our risk advisors and in-house claims team work with you to help you navigate the claims process with confidence, build coverage that reflects your operations, and support your recovery goals.
Specialized business risk expertise
We understand the financial, operational, and reputational impacts that can follow a disruption. Our advisors help identify exposures and recommend coverage designed to protect income, clients, employees, and long-term business continuity.
Advisor-led guidance
As your insurance advisor, we focus on understanding your organization’s needs and recommending practical, customized coverage options that align with your risk profile and business objectives.
Dedicated claims advocacy
If a loss occurs, our in-house claims team can help coordinate the process, support documentation, assist with negotiations, and advocate for a fair and timely resolution.
