Protecting your people – your most valuable asset
A seamless extension of your team, we serve as your partner in risk management, human capital strategy and long-term financial resilience. Navacord advisors work with you to design group benefits solutions that support your employees and evolve with your organization.
What to know
A structured, advisory-led approach to group benefits
We don’t lead with products. We lead with understanding. We start with an understanding of your business, your people and your priorities – then guide you with clarity at every stage to build a plan that maximizes value and impact.
- Discovery & assessment – Understand your vision, values, goals, and current benefits structure.
- Design & recommendation – Build a tailored, sustainable benefits program balancing coverage, budget, and sustainability.
- Implementation & ongoing communication – Implement and manage your program with ongoing support for administration, governance, and employee engagement.
- Recalibration – Monitor, refine, and optimize your benefits strategy to help you respond to change and plan for the future.
Designed for your team
Building a group benefits package for your workplace
Effective benefits design strengthens your organization as a whole, supporting a healthier, more engaged workforce that drives performance and growth. As your business grows and changes, we continue to refine your program to keep it relevant and future-ready.
Provides access to medical and dental services, including prescription drugs, paramedical care, and hospital support to help employees manage care beyond provincial plans.
Offers income replacement when illness or injury prevents employees from working, maintaining financial stability during recovery.
Helps cover costs of being diagnosed with a serious illness through a tax-free payment.
Provides financial support for employees’ beneficiaries, helping protect families and loved ones in the event of loss.
Enables long‑term financial planning and savings to prepare employees for the future.
Promotes healthier habits through initiatives focused on mental, physical, and financial health.
Our approach
The Navacord difference
Truly Canadian
We understand Canadian businesses – because we are one. With teams in nearly every province, we help you navigate the unique challenges of operating across Canada while remaining local to your business.
We lead with understanding, not products
Our specialist-led, consultative approach focuses on a risk assessment of your business, culture, and people. By adapting your plans and services accordingly, we ensure there’s a tailored fit aligned to your needs.
Robust sector expertise and access
With diverse industry experience, combined with access to leading carriers, we’re able to deliver well-matched, competitive solutions for your business.
Hear from our group benefits & consulting experts
“With the changing labour market, employers face challenges in providing customized employee benefits solutions that represent all demographics of employees. Navacord offers a comprehensive approach that addresses the challenges of today and into the future.”
“A tailored wellness offering begins by understanding your current workplace wellness initiatives, analysis of health and drug claims, and employee assistance program (EAP) usage trends. Understanding how your team is using their benefits allows insight into potential and future goals for your organization and your team.”
Discover other group benefits
Business coverage options
From locally owned businesses to national and global organizations, Navacord delivers expert advice and tailored coverage that enables our clients to focus on what matters most: their operations and growth.
FAQS about group benefits & consulting
Group benefits include extended health and dental coverage, life insurance, short‑ and long‑term disability, as well as employee assistance, wellness, or spending account options.
Plans should be reviewed regularly to ensure they’re aligned with workforce needs, regulatory requirements, and evolving business priorities.
Getting started begins with a conversation to understand your organization, workforce, and goals so guidance can be tailored to your needs.
Yes, group benefits plans can be customized based on workforce needs, priorities, and budget.
No, group benefits aren’t legally required, but many companies offer them to support employee wellbeing and retention.
