Protection beyond your premises
Key areas of inland marine insurance coverage
Commercial property insurance may not cover everything your business owns once it leaves your premises. Inland marine insurance can help fill those gaps, providing protection for movable property, equipment, and valuable items wherever your business takes them.
Equipment and machinery
Protect equipment and machinery that travels between locations or is used at job sites, helping your business recover when essential property is lost or damaged.
Goods in transit
Cover products, materials, and other business property while they are transported over land by truck or train, including goods that are regularly shipped or delivered.
Property stored off-site
Help protect eligible business property temporarily kept at warehouses, job sites, or other locations where your standard commercial property policy may provide limited protection.
Specialized equipment
Protect valuable or specialized equipment that may require coverage beyond a standard commercial property policy, including items such as professional camera equipment and musical instruments.
Fine arts and valuable property
Coverage can be tailored for antiques, paintings, statues, fine art, and other high-value property that may require specialized limits or protection beyond a standard commercial property policy.
Protection wherever business takes you
Coverage designed around how your property is used
Navacord advisors look beyond what your business owns to understand where your property goes, how it gets there and where gaps in your existing coverage may leave you exposed.
Coverage tailored to your property
We help identity equipment, goods and valuable items that may need specialized protection beyond standard commercial property insurance.
Protection for property on the move
Coverage can follow eligible property between locations, helping protect your business when valuable assets leave your premises.
Advice backed by broader expertise
Our advisors draw on cross-industry expertise to help build coverage around your operations, property, and evolving business risks.
FAQs for inland marine insurance
Inland marine insurance helps protect certain types of business property while they are transported over land, stored away from your primary premises or used as different locations. Despite its name, the coverage generally relates to property on land rather than at sea.
Depending on the policy, coverage may include equipment, machinery, goods in transit, specialized equipment, fine art, and other valuable property that moves between locations or may not be adequately covered by standard commercial property insurance.
Commercial property insurance is generally designed around property kept at specified business locations. Inland marine insurance can help address coverage gaps when eligible property is transported, temporarily stored elsewhere or regularly used away from your premises.
Businesses that transport goods, use equipment at job sites, store property off-site or own specialized or high-value items may benefit. Coverage can be tailored to the property and risks associated with your operations.
It can. Depending on the policy and circumstances, inland marine insurance may protect eligible property temporarily stored at a warehouse or another off-site location. A Navacord advisor can help determine how your property should be insured.
