From setup to teardown
Comprehensive protection for every function
Standard commercial policies often exclude single or multi-day events or events where alcohol is being served. This specialized insurance bridges the gaps, covering your venue, staff, equipment, and guests.
Third-party event liability
Safeguard your business against third-party bodily injury or venue property damage claims caused by negligence during setup, execution, or teardown.
Host liquor liability
Extend coverage to alcohol-related injury or property damage claims arising from serving alcohol to guests.
Cancellation & disruption
Recoup non-refundable deposits and expenses if forced to cancel, delay, or interrupt your event. This includes disruptions from extreme weather, venue unavailability, or unexpected hazards.
Rented property & equipment extension
Cover leased stages, audiovisual gear, temporary furniture, and decorations against physical damage or loss.
Volunteer & staff liability
Protect event workers and volunteers from personal liability if they face lawsuits related to their duties.
Vendor & contractor protection
Ensure third-party caterers, entertainers, and exhibitors meet contract requirements while preserving your overall event limits.
The Navacord advantage
National scale, local event expertise
As one of Canada’s largest commercial brokerages, Navacord brings deep industry relationships and dedicated risk management to every type of event.
Specialized support
We provide direct access to advisors who help you navigate complex venue contracts, municipal permits, and event-specific requirements.
Rapid certificate issuance
We issue certificates of insurance (COIs) without delay to meet venue, landlord, and municipal permit deadlines.
Tailored risk evaluation
We evaluate your event's headcount, venue requirements, alcohol liability, and cancellation risks to structure optimal coverage limits.
Claims advocacy & resolution
We manage carrier communications for guest injury claims or venue damage disputes, supporting you through the settlement process.
FAQs for special event insurance
Commercial general liability policies typically exclude short-term gatherings and events. Special event insurance fills this gap by covering specific event risks, venue requirements, and guest injuries.
No. Serving or selling alcohol introduces unique liability risks that require host liquor liability coverage. This added coverage protects host organizations against injury or property damage claims linked to alcohol consumption.
Coverage applies to a broad range of corporate and community gatherings, including conferences, trade shows, galas, fundraisers, sporting competitions, municipal festivals, and company-sponsored events.
Secure your policy several weeks before your event date. Most venue owners and municipal authorities require a certificate of insurance before allowing access for setup.
Yes, if you include event cancellation and disruption coverage in your policy. This helps your business recover non-refundable venue fees, vendor deposits, and organizational expenses when severe weather forces a cancellation.
