Protection for your accounts receivable
Key areas of trade credit and political risk coverage
Trade credit insurance helps businesses manage the financial risks associated with extending credit to buyers. In addition to indemnifying eligible losses when they occur, coverage can help businesses identify and manage foreseeable payment risks before they result in a loss.
Political risk insurance
Political risk insurance helps businesses manage financial losses associated with government actions, political events, or economic instability that can affect international trade, contracts, investments, and the movement of funds across borders.
Currency transfer restrictions
Coverage can help protect businesses when foreign governments restrict the conversion or transfer of currency, preventing payments from being received as expected.
Government action
Political risk insurance can help protect against losses arising from government actions such as expropriation, confiscation, nationalization, or the cancellation of permits, licenses, or contracts.
Political violence
Coverage may respond to losses resulting from political violence, civil unrest, terrorism, war, or other events that disrupt business operations or contractual obligations.
Trade disruption
Political risk insurance can help businesses manage exposures related to trade embargoes, sanctions, import or export restrictions, and other government-imposed barriers to international commerce.
Greater confidence when extending credit
Navigate international uncertainty
For businesses operating internationally, political risk insurance can help protect against losses arising from government actions, political instability, and other events outside of a company's control.
Protect your cash flow
Coverage helps reduce the financial impact that eligible unpaid customer accounts can have on your business and cash flow.
Manage buyer risk
Trade credit insurance can help businesses identify and manage foreseeable risks associated with extending credit to their customers.
Support domestic and international trade
Coverage can help businesses manage non-payment exposure when selling goods and services to buyers at home or abroad.
FAQs for trade credit and political risk insurance
Trade credit insurance helps protect businesses against the risk that a buyer will not pay for goods or services provided on credit, whether the transaction is domestic or international.
Trade credit insurance protects eligible accounts receivable against buyer non-payment, helping reduce the financial impact on a business when amounts owed for goods or services are not paid.
Yes. Trade credit insurance can provide protection for both domestic and international sales, helping businesses manage non-payment risks across the markets in which they operate.
In addition to indemnifying eligible losses when they arise, trade credit insurance help businesses identify foreseeable payment risks and take steps to manage their exposure.
Unpaid customer accounts can affect cash flow and create financial uncertainty. Trade credit insurance helps businesses protect their receivables and manage the risks associated with extending credit.
Political risk insurance helps protect businesses against financial losses arising from government actions, political instability, civil unrest, currency transfer restrictions, and other events that may impact international trade, investments, or contractual obligations.
