Coverage for the road ahead
Travel trailer coverage for the road and beyond
A travel trailer is both a valuable asset and a temporary living space, creating risks that may not be fully addressed by an auto or home insurance policy. Your Navacord advisor can help arrange protection based on your trailer type and value, how and where it is used, and where it is stored.
All risks coverage
Provides broad physical damage protection for your travel trailer against direct, sudden and accidental loss, unless the cause is specifically excluded by the policy.
Premises liability
May help cover eligible bodily injury or property damage claims that arise while your trailer is parked and being used as temporary vacation accommodations, subject to policy terms and limits.
Collision or upset
When a travel trailer is insured under an auto policy, this coverage may help pay eligible repair or replacement costs if the trailer is damaged in a collision, rollover or impact with another vehicle or object, subject to the selected deductible and policy terms.
Comprehensive coverage
When available under an auto policy, this coverage may help protect your travel trailer against insured losses not caused by collision, such as theft, vandalism, fire, hail, severe weather, falling objects or contact with wildlife.
Contents and personal belongings
May help protect eligible personal belongings kept in your travel trailer, supplementing any limited coverage available through a home, condominium or tenant policy.
Attached accessories and equipment
Coverage may be available for eligible permanently installed features such as awnings, appliances and solar equipment. Declared values, limits and policy conditions may apply.
Storage and seasonal use
Coverage can be tailored to reflect whether your trailer is stored during the off-season, kept at a seasonal site or regularly towed, helping protect it both on the road and while parked.
More than standard coverage
Additional protection for your travel trailer
Optional coverage can provide added protection for your trailer, equipment and travel plans. Availability varies by insurer, and your Navacord advisor can help you assess which options are appropriate for how you use and value your trailer.
Emergency vacation expenses
May help with eligible transportation, accommodation or meal expenses if a covered loss leaves your travel trailer unusable while you are away from home.
Emergency roadside service
May provide eligible towing or roadside assistance when a breakdown involving your trailer or tow vehicle interrupts your trip. Services and limits vary by insurer and policy.
The Navacord difference
Personalized advice backed by national strength
Work with a dedicated advisor who understands your priorities and can access coverage options from a broad network of insurers. With local expertise and national capabilities, Navacord helps you make informed decisions with confidence.
Insights from our travel trailer insurance specialists
We can insure travel trailers that are lived in as a full-time residence or used by snowbirds for extended seasonal stays.
