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Navacord

CDQ Members Insurance Program

In operation for more than 80 years, Navacord has built a reputation as one of the leading brokerage firms in Canada. We strive to be expert advisers partnering with our clients to help them succeed, and as the exclusively endorsed brokerage for the CDQ CO-OP Ltd., we are proud to provide CDQ members with the Navacord CDQ Insurance Program.

Getting started

To learn about the program, take a look at the CDQ Program Details, which includes information on the detail of the exclusive CDQ program.

CDQ Program Highlights

  • Property Catch-All Extension with $1,000,000 Limit
  • 10% Claims-Free discount on annual premium/rates (No claims in past 3 years)
  • Selling Value on Stock / Inventory Extension – $10,000 Limit
  • Business Interruption— Actual Loss Sustained 18 months (No Co-Insurance)
  • Business Interruption — No Distance Limitation and removal of Transmission Line exclusion on the off-site Utility extension.
  • Business Interruption— Includes Neighbouring premises and Civil Authority
  • Reduced program rates for Orange Julius /Cool Treat Stores
  • Contamination and Infestation $150,000 Limit Extension
  • Stated Amount Co-Insurance (waiver of the Co-Insurance clause)
  • Crime Coverage with $50,000 Limit including Employee Dishonesty
  • Third Party Computer and Funds Transfer Fraud – $10,000 Limit
  • Equipment Breakdown Coverage including Computers
  • Home Office Extension
  • Peak Season Protection
  • Stock Spoilage
  • DQ Functional Replacement Cost Upgrade Extension
  • On-Premises Pollution Clean Up Extension
  • Replacement Clause Same –Site requirement removed
  • Product Recall Coverage – $100,000 Limit
  • Negative Publicity Coverage – $25,000 Limit
  • Mortgage Rate Guarantee
  • National independent Claims Adjusting firm—24/7 Claims Hotline
  • National Loss Control / Risk Management services included
  • Monthly Premium Payments and Credit Card Premium Payment Options
  • Legal Defense Cost Option – $1m Limit & Telephone hotline legal assistance
  • Included in CDQ CO-OP Dividend Program

Already a member?

All renewals will arrive by email while we improve our online platform experience.

If your email address has changed or if you have yet to receive your renewal email please notify Josephine Gionet at josephine.gionet@navacord.com or call her at 1 (403) 444-0966.

Resources

Review our helpful resources.

  • Loss control tips

    Take proactive steps to prevent losses and reduce insurance claims.

  • Building inspection checklist

    Reference this annual inspection checklist when reviewing your facility.

  • Best practices

    Learn about best practices for purchasing a new/existing DQ store.

  • Online quote

    Complete our form to get started.

CDQ payment options

  1. Credit Card Payments can be made online. Click here for the Online Credit Card Payment Portal. When prompted for policy number it will be DQ( your store #) –  Example ( DQ25184)
  2. Gore Flex Payment Plan for Lump sum payment, three payments or monthly pre-authorized withdrawal plan. Click here to setup a Gore Flex Plan. 

Contact Navacord for the application forms or additional information:

Josephine Gionet
josephine.gionet@navacord.com 
1 (403) 444-0966 
1(866) 845-8330

We look forward to working with you to ensure your risk management needs are met and you can focus on running a successful franchise!