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Navacord
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Ontario Insurance

Insurance advice and coverage built for Ontario

Protect what matters with business and personal insurance, employee benefits and financial solutions from Ontario advisors.

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Commercial insurance in Ontario

Ontario business insurance built around your needs

Whether you operate a small local company or a complex organization, our Ontario advisors take time to understand your goals, operations and exposures. Drawing on deep regional and industry knowledge, we build customized commercial insurance programs that can evolve with your business. From property and liability to other specialized industry solutions, we help you manage uncertainty with confidence. You also benefit from responsive service, access to leading insurers and practical guidance when your needs change or a claim occurs.

Local Touch. National Strength.

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Personal insurance in Ontario

Ontario personal insurance for what matters most

Life in Ontario comes with many moving parts, and the right insurance can help you stay prepared. Our local advisors make it easier to protect your home, vehicle, travel plans and other valued assets with coverage tailored to your lifestyle. We compare options from trusted insurers, explain your choices clearly and look for practical ways to balance protection and cost. As your circumstances change, we can review and adjust your coverage so it continues to reflect your needs. When the unexpected happens, you can count on knowledgeable support and personalized service from a team close to home.

Why choose Navacord

A different approach to insurance

National strength and local expertise, delivered from coast to coast.

  • 150+

    Offices across Canada

  • 5000

    Insurance and financial services professionals

  • 1100

    Canadian employee shareholders working in our business

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Ontario benefits and financial services

Financial and benefits solutions for Ontario organizations and individuals

Strong benefits and financial strategies can help Ontario organizations attract talent, support employees and plan for continued success. Our specialists work with employers and individuals to create solutions aligned with their priorities, workforce and financial goals. Services may include employee benefits, group retirement, financial planning and wealth solutions, supported by clear advice and ongoing guidance. We take a practical, collaborative approach - helping you assess options, manage costs and make informed decisions as needs evolve. With local insight and access to broad national capabilities, we bring together the expertise and resources needed to support your people and future.

Industry coverage

Dedicated expertise in industries across Ontario

Explore industries supported by dedicated Ontario teams who understand regional opportunities, emerging risks and sector-specific challenges. Our industry expertise helps businesses access tailored insurance solutions, practical guidance and responsive support as their needs evolve.

  • Construction
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    Construction

    Coverage designed for contractors, developers and trades facing changing project, liability, equipment and workforce risks.

  • Real estate
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    Real estate

    Insurance solutions for property owners, managers and developers, tailored to diverse portfolios and evolving market conditions.

  • Transportation
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    Transportation

    Practical protection for fleets, logistics providers and commercial vehicles operating across Ontario and beyond.

  • Photo of an automated automotive assembly line featuring heavy industrial robotic arms performing welding on a car chassis.

    Manufacturing

    Specialized coverage for property, equipment, supply chains, product liability and business interruption exposures.

  • Professional reviewing documents with a client during a consultation, representing professional services, risk management, contract review, and business advisory support.

    Professional services

    Solutions that help firms manage professional liability, cyber, property and operational risks.

  • Close-up of hands reviewing financial charts and performance metrics on a tablet during a business meeting, representing financial analysis, data reporting, and strategic decision-making in an office setting.

    Technology

    Flexible insurance for growing technology companies navigating cyber threats, professional liability and rapid change.

The Navacord advantage

Local relationships backed by national strength

Work with knowledgeable Ontario advisors who combine personalized service, broad market access and national resources.

  • Professional leading a discussion with two colleagues during a meeting in a modern office, with documents and a laptop on the table, representing business advisory services, client consultations, and collaborative decision-making.

    Knowledgeable local advisors

    Get advice from teams who understand your community, industry and changing insurance needs.

  • Close-up of professionals reviewing business performance data on a tablet and printed reports during a collaborative meeting. Charts, graphs, and financial documents are spread across a table, highlighting operational planning, analysis, and decision-making.

    Coverage tailored to you

    Receive practical solutions shaped around your risks, priorities, budget and long-term goals.

  • Two professionals reviewing documents and information on a laptop during a meeting in a modern office, representing business planning, financial analysis, professional advisory services, and collaborative decision-making.

    Choice and market access

    Benefit from relationships with leading insurers and specialized resources across the Navacord network.

Specialty programs

Our specialty programs bring tailored coverage and dedicated expertise to Ontario associations, affinity groups and organizations with shared needs. Members gain access to thoughtfully designed insurance solutions, responsive service and advice informed by the risks that matter to their community.

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    Ontario insurance quote

    Coverage for every stage of the journey